For years, owning a second home was considered a luxury, an aspiration rather than a practical investment. Many prospective buyers hesitated, weighing the financial implications, additional responsibilities, and tax burdens that came with it. However, the Union Budget 2025-26 has introduced a game-changing policy shift that is reshaping how homebuyers and investors view second home ownership.
A Policy Shift That Unlocks New Possibilities
Until now, homeowners could claim tax exemption on only one self-occupied property. If they owned a second home, even if it was vacant, they had to pay tax on a notional rental income, a deterrent that made second home ownership financially unviable for many.
What has changed?
Finance Minister Nirmala Sitharaman’s 2025 budget announcement has now eliminated the notional rental tax on two self-occupied properties, allowing homeowners to own and enjoy two homes without additional tax liability. This move not only makes second homes more affordable but also aligns with the growing demand for lifestyle-driven homeownership.
Why This is the Best Time to Buy a Second Home
Evolving Lifestyle Needs – With hybrid work models and a focus on well-being, many urban families are looking for a peaceful retreat away from city chaos. A second home serves as both a weekend getaway and a long-term asset for future needs.
Financial Viability – With interest rates stable and better financing options, buyers can leverage home loans to purchase a second home without the worry of additional tax burdens.
Growing Investment Potential – Real estate in both, big metros like Mumbai as well as emerging Tier 2 and Tier 3 cities, is witnessing steady appreciation. A well-chosen second home can offer high long-term returns while also doubling as a rental income source.
Urban Expansion & Infrastructure Growth – Government initiatives to enhance connectivity, improve infrastructure, and develop smart cities are increasing the appeal of suburban and vacation properties. Investing now ensures better value appreciation in the future.
AnchorPoint Aviara – Your Perfect Second Home Awaits
A second home goes beyond mere investment. It is your retreat, your future-ready space, and a place where memories are made. AnchorPoint Aviara in Malad offers the perfect blend of luxury, tranquillity, and strategic investment, making it an ideal choice for second home ownership.
Here is why AnchorPoint Aviara stands out:
✔️ Prime Malad Location – Nestled in one of Mumbai’s fastest-growing hubs, offering the best infrastructure, connectivity, and urban conveniences.
✔️ 90% Open Green Spaces – Designed for a wholistic living experience that rejuvenates the mind and soul.
✔️ 50+ World-Class Amenities – From infinity pool to wellness zones, every detail is crafted for a superior lifestyle.
✔️ Seamless Connectivity – Well-connected to Mumbai Metro, Western Express Highway, and railway networks, balancing accessibility with exclusivity.
✔️ Thoughtfully Designed 1, 2, & 3 BHK Homes – Spacious, stylish, and future-ready for modern living.
The Union Budget 2025-26 has made second homeownership more achievable than ever. Whether you seek a peaceful escape, a smart investment, or a future retirement home, AnchorPoint Aviara offers it all.
Dream Big. Live Bigger. The opportunity is here.